Company Overview

FICO is a company that provides analytics software used in various industries to help with risk management, fight fraud, and optimize operations. The company was founded in 1956. Millions of people use FICO's products to manage their credit health.

FICO's analytics software is designed to help businesses in various ways, including reducing risk, improving customer relationships, and meeting government regulations. Businesses worldwide use the company's products to make more informed decisions. FICO's products are based on open-source standards and cloud computing to maximize flexibility, speed deployment, and reduce costs.

The company has a very long history of innovation and has been instrumental in developing critical technologies such as predictive analytics, business rules management, and optimization. These technologies have helped businesses improve their decision-making processes' precision, consistency, and agility. FICO remains a leader in the analytics software industry, helping businesses worldwide grow and prosper.

FICO's products are used by businesses of all sizes in various industries. The company offers a suite of analytic software solutions that can be tailored to fit each customer's specific needs. FICO works with its customers to ensure that they get the most out of their investments and meet their goals.

The company has an international presence and provides its products and services in over 90 countries. FICO has offices in North America, Europe, Asia Pacific, Latin America, and Africa. The company's products are available in multiple languages.

FICO is a publicly traded company on the New York Stock Exchange under the ticker symbol FICO. The company's current market capitalization is over $11.98 billion.

Services Provided By FICO:

• Decision Management and Optimization

• Customer Development

• Debt Collection and Recovery

• Fraud Protection and Compliance

• Scoring Solutions

FICO provides a variety of analytic software solutions that can be used to improve business decision-making, reduce risk, and meet compliance requirements.

Type Of Consumer Data Collected

• Real name, alias, signature, postal address, phone number, online identifier, IP address, email address, account name, social security number, license number, passport number, or other similar identifiers are examples.

• Commercial data, including bank account, credit card, and debit card numbers, personal property records, credit data from credit bureaus, and demographic data.

• Personal traits or description; biometric data, such as voice print, facial scan, thermal, olfactory, fingerprint, DNA, or similar data; geolocation data; education; and information about one's professional and job history.

• Consumer browsing and shopping behavior, including goods or services bought, obtained, or considered, as well as other buying or consuming histories or trends; information about the usage of the Internet or other electronic networks, including browsing history.

How Does Facteus Use Consumer Data?

This data allows the company to provide customers with targeted offers and personalized service. They use this data to create models that help them better understand their customers and provide them with the products and services they are most interested in. They also use this data to prevent fraud and to keep their customer accounts safe.

The Rights Given Under CCPA, FCRA, GDPR, and DPA

The following rights are given to the citizens according to their location under CCPA, FCRA, GDPR, and DPA:

• The right to know what personal data is being collected about them.

• The right to know how long their data will be kept.

• The right to have their data erased.

• The right to opt out of sharing your data.

• The right to equal protection and treatment, regardless of whether they exercise their rights under this law.

How To Request Deletion Of Your Data?

Opt-Out Of Emails : You can change your choices, revoke your consent, and unsubscribe at any time by using the unsubscribe link in the footer of every FICO email communication and getting in touch with the company at the FICO Trust Center, 

Exercising Your Rights of Deletion and Access: You must contact the company by clicking here to exercise your rights. You can exercise your right to request access to your personal information anytime, but not more often than twice in 12 months. You can also sign in to your account here and manage your consent preferences.

You can also contact the company at this toll-free number, 888-807-4932. However, the company can take up to 45 days to process your request. If you have a question about FICO's privacy policies or want to submit a complaint, you may contact FICO's Privacy Team at the FICO Trust Center. Or by contacting them through 

United States

Vickie Miller, Data Protection Officer

181 Metro Drive

San Jose, CA 95110

Tel. (858) 369-8101

Email Address: privacyteam@fico.com